Financial Services

From digital transformation and customer experience through to innovation, fintech collaboration and sustainability, we partner with financial service organisations to achieve their goals of customer growth, improved operational effectiveness, cost reduction, risk management and regulatory compliance.


With a continuous drive for more personalised customer experience, constant digital disruption and ever-evolving regulatory scrutiny, banking organisations are facing a complex set of interconnected challenges. At 4C we have a wide range of experience in partnering with the sector to help optimise their operations through cost reduction, operational improvement and digital transformation.


Rapid changes in society and our environment are driving change in the evaluation and pricing of risk. Together with technology and product innovation from competitors and evolving customer expectations, insurance organisations are facing significant disruption.  Our expertise in cost reduction, operational improvement, risk management and digital transformation helps our insurance clients face into these challenges and thrive.

Wealth & Asset Management

Wealth and asset management is at the centre of the financial services sector and is facing challenges from disruptive new providers, shifts in customer preferences and margin pressures.  At the same time, greater focus on ESG and sustainable investing offers the opportunity for a profound redefinition of the sectors value to wider society.  From operational improvement and cost reduction through to digital transformation and sustainability advisory, our expertise at 4C helps us support our clients’ success.


Change in the payments sector has accelerated significantly in the last five years from Open Banking, the rise of digital currencies, RTGS renewal, the New Payments Architecture and the introduction of ISO20022.  We partner with innovative advisors and providers to deliver strategic insight, technology change and fast-paced operational transformation across the payments landscape.

Private Equity

With a return to high interest rates, continued supply chain disruption and persistent inflation, it is harder than it has been in a generation to drive outstanding returns from private equity investments.  With deep expertise in cost reduction and operational transformation from strategy through to execution, we partner with private equity firms and their portfolio company management to drive value creation workstreams towards a successful exit.