SUCCESS STORY

€35M delivered – on track for €50M

Global Bank:
Cost Optimisation Strategy & Execution

Delivering sustainable impact across a €1.2Bn spend portfolio

Outcomes

€50M Target on track

Delivered €35M to the bottom line in 12 months. Established programme to deliver full target over 3 years

Validated Pipeline

Over 200 opportunities identified, refined to 50 validated  projects

Sustainable Impact

Structured handover and upskilling enabled continued delivery after year one

Cross-functional collaboration

Opportunities identified across marketing, facilities, HR, operations and technology

BACKGROUND

A global bank serving over 37 million customers and corporate clients across 40 countries launched a major transformation initiative to strengthen business performance across its European markets.

The goal was to deliver a €50 million improvement to the profit and loss account in the Benelux region within three years.

the challenge

With a €1.2 billion portfolio of spend, the bank needed a structured, transparent approach to identify, validate and deliver cost optimisation opportunities across multiple business functions. Achieving this required both rigorous governance and the ability to mobilise internal and external teams quickly—without disrupting operations or service quality.

SOLUTION

4C led the overall programme design and delivery, working closely with the client’s leadership and cross-functional teams to embed governance, control and accountability.

  • Delivered programme and change management expertise supported by robust governance and reporting
  • Conducted a structured review to identify over 200 potential optimisation projects, validated and refined to 50 for implementation
  • Developed detailed project charters and validated plans using internal and external benchmarks
  • Coordinated opportunity delivery across marketing, facilities management, operations, HR, and technology
  • Through workshops, structured oversight and regular reviews, the bank gained clarity, prioritisation, and measurable savings progress

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